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745 East 31st Street #6J
Sun-Filled Renovated Two-Bedroom
Sponsor Sale No Board Approval
Welcome to Apartment 6J at 745 East 31st Street - a spacious, gut-renovated two-bedroom co-op offered directly by the sponsor with no board approval required.
Eligible buyers may also qualify for a First-Time Homebuyer Program, offering a 30-year fixed rate around 5. 375% (subject to change).
Located on the 6th floor with west-facing exposure, the apartment enjoys open views and excellent natural light throughout the day. The thoughtfully designed layout provides excellent living and dining areas ideal for everyday living, entertaining, or working from home.
The home has been fully renovated with everything brand new, including base moldings, fixtures, cabinetry, interior doors, kitchen backsplash and countertops, radiator covers, and custom shelving in the closets. The apartment has also been freshly painted and features dimmable recessed lighting and modern lighting fixtures throughout, making it truly move-in ready.
The renovated pass-through kitchen is outfitted with brand-new stainless-steel appliances, including a dishwasher, sleek cabinetry, and ample counter space. The spa-like tiled bathroom has also been fully renovated and features a modern vanity and LED medicine cabinet with an anti-fog setting.
Both bedrooms are well-sized and filled with natural light. The oversized primary bedroom easily accommodates a king-sized bed and additional furniture, while the second bedroom offers flexibility as a guest room, home office, or nursery. Generous closet space with built-in shelving throughout provides excellent storage.
Building amenities include a live-in superintendent, on-site laundry, landscaped outdoor courtyard, intercom system, and garage parking (waitlist).
Ideally located just minutes from Flatbush Junction, residents enjoy convenient access to the 2 and 5 trains, multiple bus lines, Brooklyn College, Target, Aldi, HomeGoods, and a wide selection of neighborhood dining options at your fingertips.
Apartment 6J offers space, light, and convenience - a standout value with the added benefit of a board-free purchase process.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,914 | $1,991 | $2,629 |
| Total Monthly Payment | $1,989 | $2,066 | $2,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.