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Under contract-accepting backup offers. Welcome to this well-designed 3-bedroom, 2-bathroom single-story home located in the desirable Shell Cove community. The home features a functional open-concept floor plan that seamlessly connects the family room, dining nook, and kitchen, creating a bright and inviting space ideal for both everyday living and entertaining. The kitchen is equipped with granite countertops, stainless steel appliances, a center island, and ample cabinet storage, offering both style and practicality. Throughout the home, you’ll find a combination of tile flooring in the main living areas and comfortable carpeting in the bedrooms. The primary suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bathroom featuring dual sinks. Additional features include a dedicated laundry room with washer and dryer and a two-car garage providing plenty of storage space. Situated in the growing area of Ruskin, this home is just a short drive from the waterfront, including nearby access to E. G. Simmons Regional Park, where you can enjoy a beach area, boat ramp, scenic sunsets, and waterfront dining. With convenient access to shopping, dining, and major roadways, this home offers the opportunity to enjoy comfortable Florida living in a great location. Located less than 10 minutes from I-75, the residents of Shell Cove have the ease of access to daily commutes and local area attractions. Enjoy a resort-style pool, open-air cabana, new pickleball courts, Tot Lot, and a dog park for the furry family members.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $709 | $709 | $709 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,301 | $1,373 | $1,796 |
| Total Monthly Payment | $2,085 | $2,157 | $2,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.