Beautifully updated ranch-style home with stunning lake views in the highly sought-after Lake Baldwin community in Mahopac! This move-in ready gem offers comfortable one-level living with an open, light-filled floor plan designed for both everyday living and effortless entertaining. A warm and inviting covered front porch welcomes you home. Inside, the spacious living room and dining area features high vaulted ceilings. Large windows frame picturesque views of the lake, filling the home with natural light and creating a serene atmosphere throughout. The living and dining areas flow seamlessly into a well-appointed eat in kitchen. Featuring ample cabinetry, generous counter space (granite), decorative tiled backsplash, updated black stainless steel appliances including a double oven that truly elevates everyday cooking with efficiency and flexibility. A Primary bedroom, 2 additional bedrooms and a beautifully updated bathroom w. double sink vanity, stylish tile and tub/shower combination complete the main level of the home. The basement (not included in the total square footage - approximately 1, 200 sq ft) offers incredible potential to customize and expand. Ideal for a home gym, media room, guest suite, office, or additional living space. Step outside to a private, fenced-in backyard oasis featuring an above-ground pool, outdoor kitchen, Trex deck, spacious patio, pergola and storage shed. Perfect for entertaining or simply relaxing while enjoying the peaceful surroundings. Notable features and upgrades include newly refinished hardwood floors, new flooring in all bedrooms (2025), renovated hall bathroom (2025), new pool liner (2025), Trex front porch/back deck (2021), garage door (2020), Water Pro Softener with reverse osmosis, portable generator and so much more. With generously sized bedrooms, updated bath, and thoughtful details throughout, this home truly showcases pride of ownership. Enjoy the perfect blend of lake views, outdoor living, and everyday convenience just minutes from parks, dining, shopping, and major commuter routes. Move right in and enjoy all this home has to offer. Don’t miss this exceptional opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,015 | $1,015 | $1,015 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,552 | $3,404 |
| Total Monthly Payment | $3,591 | $3,659 | $4,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.