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Tucked within the gated community of Morgan Creek Preserve, this beautifully maintained four-bedroom, two-and-a-half-bathroom two-story home offers a welcoming blend of comfort, style, and everyday practicality. From the moment you arrive, the home makes a wonderful first impression with a fully pavered driveway and walkway leading to the front entrance. Neatly manicured shrubs frame the home and guide the eye along a landscaped path illuminated by soft landscape lighting, while lush green grass completes the inviting curb appeal. Step through the front door and you’re greeted by an open and airy main floor where high ceilings, neutral paint tones, and an abundance of windows create a bright, uplifting space. Natural light pours through the home, giving the living areas a warm and welcoming atmosphere that makes it easy to imagine relaxing evenings or lively gatherings with friends and family. The living room flows effortlessly into the kitchen, separated by a peninsula with bar-style seating that serves as the perfect gathering spot. Whether it’s morning coffee, casual meals, or guests keeping the cook company during dinner prep, this space naturally becomes the heart of the home. The kitchen itself is thoughtfully designed with generous cabinetry and expansive counter space, offering plenty of room for meal preparation and storage. Black appliances provide a sleek contrast against the cabinetry, and just beyond the kitchen is a full dining area ready to host everything from weeknight dinners to holiday celebrations. A door from the living room opens onto the covered, screened-in lanai, extending the living space outdoors. This comfortable space is perfect for enjoying Florida’s beautiful weather, whether you’re sharing an al fresco meal, relaxing with a book, or hosting a casual get-together while enjoying the peaceful surroundings. Upstairs, all four bedrooms are thoughtfully arranged to provide privacy and comfort away from the main living areas. The primary suite offers a peaceful retreat at the end of the day, complete with a spacious walk-in closet and a well-appointed ensuite bathroom designed for both convenience and relaxation. The additional bedrooms provide flexible space for family members, guests, or even a home office or hobby room. Living in Morgan Creek Preserve means enjoying the added peace of mind that comes with a gated neighborhood, along with access to community amenities designed to enhance everyday life. At the same time, the home’s convenient location offers quick access to major roadways, making commuting and travel throughout Lakeland and the surrounding areas simple and convenient.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,652 | $1,742 | $2,281 |
| Total Monthly Payment | $1,964 | $2,054 | $2,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.