35132 ACKLEY TRACE, Zephyrhills, FL, 33541 | $400,000

One or more photo(s) has been virtually staged. Built in 2024 and better than new, this immaculate two-story home is located on a premium lot in the highly sought-after master-planned Two Rivers community in Zephyrhills. Barely lived in and meticulously maintained, the home offers pristine condition throughout along with numerous thoughtful upgrades that elevate it beyond builder standard. With no homes in the rear, the property enjoys rare privacy and tranquil wooded views framed by mature trees and a vinyl privacy fence, creating a peaceful setting and spectacular, unobstructed sunset views. The spacious open floor plan features large neutral rectangular tile flooring across the entire first floor and abundant natural light in every room. The expansive great room seamlessly connects the living area, dining space, and chef’s kitchen, making it ideal for both everyday living and entertaining. The kitchen is anchored by a massive island with barstool seating, quartz countertops, a gas range with an exterior-vented hood, and a mounted microwave, all complemented by upgraded LED lighting and recessed lighting throughout the main living spaces. A glass door leads directly to the screened-in lanai, extending the living space outdoors. The first floor also includes a laundry room, a convenient half bath, and generous storage. Upstairs, a loft offers flexible bonus space for a home office or play area. The luxurious primary suite is truly a retreat, featuring two large windows with private wooded views, a massive walk-in closet, and a spa-inspired ensuite with double quartz vanities, custom subway tile, a separate water closet, and a new glass shower enclosure. Additional bedrooms are spacious and most have never been used. A full upstairs bathroom features double vanities, quartz countertops, and matching custom subway tile. Additional upgrades include a water softener with reverse osmosis, epoxy-coated garage floors, gutters, upgraded thermostat, new recessed lighting and lighting fixtures throughout. The yard is deeper and larger than most homes in the community, further enhancing privacy and outdoor enjoyment. Residents of Two Rivers enjoy resort-style amenities including a clubhouse, pool, playgrounds, fire pits, and scenic walking trails. Conveniently located near Tampa Premium Outlets, Shops at Wiregrass, KRATE, top-rated schools, major universities, dining, entertainment, downtown Tampa, Tampa International Airport, and Florida’s beautiful beaches, this home offers the perfect blend of luxury, location, and lifestyle. Schedule your private showing today.

Features

  • Amenities: Park, Playground, Pool, Trail(s)
  • Rooms: 3
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 2-car Covered, Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,217
  • Acreage: 0.13
  • Est. Taxes: $3,889
  • HOA Fee: $19 Monthly
  • View: Trees/Woods
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8472012
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8472012/35132ackleytrace_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2026 1:05:19 AM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35132 ACKLEY TRACE, Zephyrhills, FL, 33541

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.500% 5.710%
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,893 $1,996 $2,613
Total Monthly Payment $2,292 $2,395 $3,012

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.