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Welcome to this stunning 5-bedroom Hi-Ranch waterfront retreat, perfectly positioned just across the bay from the beautiful beaches of Town of Babylon. Offering the ultimate coastal lifestyle, this home combines spacious interiors with unbeatable water views and direct access to everything this sought-after community has to offer. Step inside to find over-sized bedrooms designed for comfort and flexibility, ideal for extended family or guests. Gorgeous hardwood floors flow throughout the main living areas, adding warmth and elegance to the home. The living room impresses with soaring cathedral ceilings that create an open, airy atmosphere filled with natural light. This versatile layout features two full kitchens, providing excellent potential for multi-generational living or entertaining with ease. The home also includes a full garage for convenient parking and storage, along with two private driveways—perfect for multiple vehicles or visitors. A brand-new heating system ensures comfort and efficiency year-round. Outside, enjoy serene waterfront views and the convenience of being just moments from the beaches, boating, dining, and vibrant village amenities. This rare waterfront Hi-Ranch offers space, style, and location—an exceptional opportunity to experience the best of coastal living in village of Lindenhurst. Tenant Occupied, Please Do Not Disturb.
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Our Executive Mortgage Banker:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,434 | $1,434 | $1,434 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,736 |
| Total Monthly Payment | $5,000 | $5,144 | $6,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.