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Welcome to modern living in Mosaic, the vibrant master-planned community on Daytona Beach’s west side. If you are seeking builder grade, keep scrolling! However, if you desire the nicer things in life. . . then LET'S MAKE A DEAL! **Assumable VA Loan at 5. 59%** As soon as you arrive, the upgrade list will jump out! Off the front of the home is the bonus room (5TH BED?) perfect for an in home office, gym, playroom or whatever you envision! The heart of the home is the fully loaded kitchen! Deluxe kitchen cabinets, Level 7 Quartz, vented range hood, modern backsplash, vaulted kitchen sink, wine fridge, fridge/range build in's, eat in kitchen space, custom shelving and SOO much more! Plus, kitchen/dining/living combo which keeps the family close when needed. Steps away resides living room with tray ceilings that steal the show! Ceiling fan, sliding doors with water views plus tile throughout for easy maintenance. From front door to sliders is a seamless view of pure OPEN CONCEPT! Split floorplan? Say no more . . . Primary bedroom lies off the rear wing for intimacy / privacy! Primary bedroom offers tray ceilings, ceiling fan, bay window with plantation shutters and en suite bathroom. En suite bathroom delivers dual vanities, black frameless walk in shower, Upgraded hardware, Upgraded toilets & a massive walk-in closet + so many more minute details. Bedrooms 2&3/4 are off the kitchen with an elongated hall for a luxury feel! Offering new carpet, ceiling fans, plantation shutters plus a fully upgraded secondary full bathroom. Frameless tub/shower combo, tile backsplash to ceiling, mirror to ceiling with custom cuts, upgraded toilets and all updated hardware/fixtures. Lastly, let's step out back! Custom screen pocket door for cool and windy days. Plus, screened in lanai with ceiling fan and recess lighting. Perfect for morning coffee or evening glass of wine. Pool? Swing set? Your vision can come to life here! Amenities? The community’s state-of-the-art residents club—is your go-to retreat. Within steps, dive into two resort-style swimming pools (one for families, one adults-only), Spa, break a sweat in the fully equipped fitness center or socialize in the indoor living/game room with full kitchen. Outdoor lounges, shaded patios, and manicured event lawns host monthly events like Pet Palooza, food trucks, and social gatherings, fostering a tight-knit, welcoming atmosphere. In addition, Mosaic is just minutes from Tomoka Town Center, offering shopping, dining, and entertainment. Little ones? Elementary school just steps away! Need health care? Nearby medical providers include AdventHealth Daytona Beach hospital (a full-service tertiary and stroke center), plus specialist clinics along Clyde Morris Blvd . A short drive lands you on the famed Daytona Beach boardwalk and Ocean Walk Shoppes, where you’ll find restaurants, boutiques, amusements, and concerts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $56 | $56 | $56 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,995 | $3,954 |
| Total Monthly Payment | $2,987 | $3,143 | $4,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.