125-18 97th Avenue, Richmond Hill, NY, 11419 | $749,000

Welcome to this charming Colonial-style residence in the heart of South Richmond Hill! Boasting an estimated 3–4 bedrooms and 2–3 bathrooms, this home features a spacious living area of approximately 1, 225 sq?ft with abundant natural light throughout. The property sits on a generous lot of ~0. 06 acres and includes a detached garage for convenient parking. Additional highlights include a finished attic perfect for storage or a bonus room, and a full basement offering extra living or storage space. Constructed with wood-frame and vinyl siding, the home blends classic charm with low-maintenance exterior materials. Residents enjoy access to public municipal water and utilities, a quiet, friendly neighborhood, and proximity to local schools, parks, and shopping. This property is ideal for first-time homebuyers, or investors seeking a well-located South Richmond Hill gem. Don’t miss this opportunity to make it your own!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1910
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Multi Units
  • Basement: Full
  • Approx Sq. Feet: 1,225
  • Acreage: 2460
  • Est. Taxes: $6,941
  • Elem. School: Ps 62 Chester Park School
  • Middle School: Jhs 210 Elizabeth Blackwell
  • High School: Richmond Hill High School
  • School District: Community District 27
  • Appliances: Other
  • MLS#: 954499
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /prop/954499/1251897thavenue_richmondhill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Gregory BaldwinSales Associate

631.960.1945

Gregory.Baldwin@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

125-18 97th Avenue, Richmond Hill, NY, 11419

$749,000

Gregory Baldwin

Sales Associate

William Raveis Real Estate

Phone: 631.960.1945

Gregory.Baldwin@Raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $578 $578 $578
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,589 $3,738 $4,936
Total Monthly Payment $4,259 $4,408 $5,606

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.