7868 SW 97TH CIRCLE, Ocala, FL, 34481 | $569,300

Experience refined resort-style living in this beautifully appointed 3-bedroom, 3-Bath Pinnacle model, perfectly positioned on a corner lot in the Arlington neighborhood of the gated 55+ Stone Creek Golf Course Community. Thoughtfully upgraded and impeccably maintained, this residence blends elegant design with everyday comfort. Curb appeal shines with custom coach lighting, professional landscaping, a painted driveway and walkway, and a welcoming screened front porch. Inside, a spacious and versatile layout awaits, featuring a dedicated den/office and a 4’ extended three-car garage with epoxy flooring, ideal for a golf cart, workshop, or hobby space. The light-filled interior showcases a neutral palette, upgraded tile flooring, 8’ interior doors, soaring volume ceilings, and custom window blinds throughout. At the heart of the home is a Chef’s dream kitchen, anchored by an oversized island perfect for casual dining and meal prep. Enjoy premium KitchenAid stainless steel appliances, including a vented cooktop hood, along with luxury-package cabinetry, cabinet crown, under-cabinet lighting, soft-close features, and cabinet pullouts. Gleaming granite countertops, a stylish tile backsplash, and a custom pantry, complete with granite-topped cabinetry and electrical outlets for small appliances, add both beauty and function. The dining area features a striking shiplap accent wall and flows seamlessly into the spacious gathering room, highlighted by a glass-front electric fireplace for added ambiance. A full wall of sliders opens to the expansive screened lanai and extended birdcage patio, creating an effortless indoor–outdoor living experience. A paver-lined patio and fenced backyard offer additional space for entertaining or quiet relaxation. The luxurious Owner’s suite impresses with its generous proportions, large walk-in closet, and spa-inspired en suite bath featuring a granite-topped double vanity and a Roman-style walk-in shower with a decorative glass tile inlay and transom window for natural light. Guest rooms include water-resistant laminate flooring and ample space for visitors or hobbies. The front guest suite offers added privacy with its own en suite bath, walk-in closet, and charming bay window. Additional upgrades include Dan’s Fans throughout the home, a fully outfitted laundry room with built-in cabinetry, and pre-plumbing, drain, and electrical connections ready for a future water softener. More than just a place to live, this exceptional home is your gateway to an active, engaging lifestyle. The community offers a 24/7 staffed gated entrance for added security and peace of mind, along with luxury-inspired amenities such as heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle team curates entertainment, activities, and special events that make it easy to connect with neighbors. Just beyond the gates, enjoy a beautifully maintained golf course, pro shop, and on-site restaurant, perfect for socializing and unwinding. Make your move today and experience resort-style living at its finest!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 85 x 115
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2020
  • Garage: 3-car Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Oversized
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,508
  • Acreage: 0.22
  • Lot Size: 85 x 115
  • Est. Taxes: $5,943
  • HOA Fee: $265 Monthly
  • Lot Desc: Cleared, Corner Lot, Landscaped, Level, Near Golf Course
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: OM720923
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/OM720923/7868sw97thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/23/2026 7:04:34 PM)
Listing courtesy of REAL BROKER LLC - OCALA   Phone: 855-450-0442

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7868 SW 97TH CIRCLE, Ocala, FL, 34481

$569,300

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $455,440 $455,440 $455,440
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.533% 5.920%
Monthly Tax Payment $495 $495 $495
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,731 $2,841 $3,752
Total Monthly Payment $3,318 $3,428 $4,339

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.