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One of the most affordable pool homes currently available in the area, this updated 3-bedroom, 2-bath home in The St. Augustine Shores offers a comfortable layout, recent upgrades, and a backyard designed for enjoying Florida’s warm climate. Inside, the home has been refreshed with new flooring throughout, fresh interior paint, and an updated kitchen with new appliances. Hardie Board siding adds durability and gives the exterior a clean, low-maintenance finish. The backyard is where this property really stands out. A fully fenced yard surrounds a private lap pool, creating a space that’s ideal for swimming, relaxing, or spending time outdoors during the warmer months. Several important updates add peace of mind, including a new roof installed in 2023, HVAC replaced in 2022, and a new hot water heater installed last year. The home also includes a dedicated laundry area just off the carport and an additional storage room that’s perfect for tools, bikes, or beach gear. Living in St. Augustine Shores means enjoying one of the area’s most convenient communities. Residents appreciate the low HOA fees, well-regarded school district, and easy access to daily necessities. Outdoor enthusiasts will love being just minutes from the Intracoastal Waterway, where nearby public boat ramps make it easy to spend the day boating, kayaking, or paddle boarding. The neighborhood also offers scenic walking and biking trails, while golfers will enjoy being close to St. Augustine Shores Golf Club. Shopping, dining, and medical offices are all nearby, and you’re just a short drive from historic downtown St. Augustine and the area’s beautiful beaches. Whether you're looking for a primary residence, second home, or investment opportunity, this well-maintained pool home offers strong value in a location that keeps you close to everything that makes St. Augustine special. Schedule your showing and come see it for yourself!
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Our Executive Mortgage Banker:
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $2,018 | $2,605 |
| Total Monthly Payment | $2,271 | $2,373 | $2,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.