This beautifully updated first floor end unit in Hudson Terrace delivers true low maintenance living in a riverfront community setting. From the moment you walk in, the fresh, modern feel stands out with new luxury vinyl plank flooring throughout, freshly painted interiors, all new lighting, and updated ceiling fans that create a bright, cohesive look. The open living and dining area flows comfortably, highlighted by an elegant built in cabinet offering substantial storage and display space, along with a sleek electric fireplace that adds both warmth and a stylish focal point. Large windows bring in natural light and enhance the inviting feel of the home. The beautiful kitchen has been upgraded with custom cabinetry, granite counters, stainless steel appliances including a range and refrigerator replaced in 2025, and a brand new dishwasher. Pendant lighting and a detailed ceiling treatment add character, while a dedicated storage/pantry closet provides everyday practicality. The spacious bedroom boast a double window looking out toward the majestic Hudson River and mountain backdrop. The enormous walk-in closet outfitted with organization system offers generous storage space, and the updated bath is clean and modern with a sleek glass shower enclosure and contemporary vanity. There is also top of the line Mitsubishi split units which provide energy efficient heating and cooling for year round comfort. This residence can be sold furnished, offering a true turnkey opportunity for a primary home, weekend retreat, or commuter residence. Hudson Terrace offers a lifestyle that is hard to beat. Enjoy river access, landscaped grounds, a community pool with lounge and BBQ area, clubhouse amenities, assigned parking, and visitor spaces. Monthly maintenance covers taxes, water, sewer, trash, exterior upkeep, landscaping, and snow removal so you can focus on living rather than maintaining. Located just minutes from the Poughkeepsie Train Station with Metro North service to NYC, this home is also convenient to the Hudson River waterfront, Walkway Over the Hudson, hospitals, Vassar College, Marist College, and the Culinary Institute of America. Whether commuting or enjoying everything the Hudson Valley offers, this location keeps you connected.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $911 | $948 | $1,251 |
| Total Monthly Payment | $986 | $1,023 | $1,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.