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Presented by
Kerry Dera |
Understated timeless elegance and exceptional attention to detail define this stunning, completely updated tri-level split in the highly sought-after West Islip School District. Perfectly located mid-block on a quiet street, just minutes from major roadways, top hospitals, shopping, schools, and Robert Moses State Park & Beach. Beautiful curb appeal welcomes you with exquisite landscaping including stone walls, magnolia and Japanese maple trees, hydrangea, weeping beech, roses, lilac, daylilies, and Lenten rose. The light-filled open floor plan offers soaring ceilings, skylights, Andersen windows, hardwood floors, custom moldings, and an open staircase. The living room flows into a charming cafe & bar/entertaining space featuring custom white shaker cabinetry, butcher block counters, built-in refrigerator, shiplap accents, and Andersen windows. French doors lead to the open dining room and stunning chef’s kitchen, just two years young, featuring walls of custom white shaker cabinetry, quartz countertops, tiled backsplash, GE stainless steel appliances, and luxury vinyl plank flooring. A full bathroom and versatile fourth bedroom/den with vaulted ceilings and French doors to the backyard complete this level—ideal for guests or potential accessory apartment setup. The upper level offers three spacious bedrooms and a beautifully updated full bathroom with custom vanity and soaking tub. The lower level features a large family/rec room, renovated powder room, and laundry/utility room with Maytag washer/dryer, Burnham gas boiler, and additional storage. The fully fenced backyard is an entertainer’s dream with multi-level decking, 16' x 32' sunken above-ground pool, paver patio, 7-zone sprinkler system, and storage shed. Additional highlights include solar panels for minimal electric costs, a 50-year architectural roof, and a 6-car Belgium block lined driveway. Move right into this impeccably maintained and beautifully upgraded home in a quiet, convenient West Islip location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$829,900
Sales Associate
William Raveis Real Estate
Phone: 239.821.0583
Kerry.Dera@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $663,920 | $663,920 | $663,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $989 | $989 | $989 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,666 | $3,981 | $5,513 |
| Total Monthly Payment | $4,747 | $5,062 | $6,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.