Charming & classic cape cod, flooded with light and nestled in a neighborhood just 15 minutes from Jones Beach. This home has original detail and great updates including a kitchen with stone counters, tile backsplash, stainless steel appliances and breakfast bar. There is a formal living room with fireplace & bookshelves, formal dining room, den and primary bedroom on the first floor with dual entry into the new bath. Upstairs to the versatile second floor that can be finished off to suit your needs. More bedrooms, home offices or den! There is also an updated bath on this level. There is an unfinished, full basement with outside entrance, washer & dryer, utilities and tons of storage. Additional features include: Brick wood burning fireplace, beamed ceilings, crown moldings, recessed lighting. The property has mature plantings, flowering shrubs, fenced property, decks and detached garage. The location can't be beat! You are minutes to major transportation, local shopping, Baldwin Park, and waterways out to Baldwin Bay and the world renowned beaches of Long Island's South Shore.
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Our Executive Mortgage Banker:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,200 | $511,200 | $511,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,044 | $1,044 | $1,044 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,065 | $3,189 | $4,211 |
| Total Monthly Payment | $4,201 | $4,325 | $5,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.