110 Kay Street, Ridgeville, SC, 29472 | $294,000

Welcome to 110 Kay Street in Ridgeville, South Carolina, a well-maintained 3-bedroom, 2-bath home built in 2016 offering modern living with the space and affordability that buyers are searching for in the growing Ridgeville area. Situated on nearly half an acre, this property combines quiet Lowcountry living with convenient access to downtown Ridgeville, I-26, local schools, Walmart Neighborhood Market, and major employers throughout the Charleston and Summerville corridor. Inside, the home features a bright open floor plan with spacious living and dining areas designed for comfortable everyday living and entertaining. The large primary suite includes dual vanities, a soaking tub, separate shower, and generous storage space. Both guest bedrooms are oversized and include walk-in closets, a rare feature at this price point. Additional highlights include a dedicated laundry room, abundant storage throughout, and a welcoming front porch perfect for relaxing and enjoying the peaceful setting. The large lot offers room for outdoor living, gardening, pets, or future improvements. Whether you are searching for a primary residence, first home, or investment property near Summerville and Charleston, 110 Kay Street offers strong value, functional space, and a convenient location in an area continuing to see growth and development.

Features

  • Amenities: Trash
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 2016
  • Heating: Heat Pump
  • Approx Sq. Feet: 1,625
  • Acreage: 0.46
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Clay Hill
  • Middle School: Harleyville/Ridgeville
  • High School: Woodland
  • MLS#: 26007306
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/26007306/110kaystreet_ridgeville_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Maven Realty

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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110 Kay Street, Ridgeville, SC, 29472

$294,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $235,200 $235,200 $235,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,429 $1,485 $1,953
Total Monthly Payment $1,504 $1,560 $2,028

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.