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Welcome to 110 Kay Street in Ridgeville, South Carolina, a well-maintained 3-bedroom, 2-bath home built in 2016 offering modern living with the space and affordability that buyers are searching for in the growing Ridgeville area. Situated on nearly half an acre, this property combines quiet Lowcountry living with convenient access to downtown Ridgeville, I-26, local schools, Walmart Neighborhood Market, and major employers throughout the Charleston and Summerville corridor. Inside, the home features a bright open floor plan with spacious living and dining areas designed for comfortable everyday living and entertaining. The large primary suite includes dual vanities, a soaking tub, separate shower, and generous storage space. Both guest bedrooms are oversized and include walk-in closets, a rare feature at this price point. Additional highlights include a dedicated laundry room, abundant storage throughout, and a welcoming front porch perfect for relaxing and enjoying the peaceful setting. The large lot offers room for outdoor living, gardening, pets, or future improvements. Whether you are searching for a primary residence, first home, or investment property near Summerville and Charleston, 110 Kay Street offers strong value, functional space, and a convenient location in an area continuing to see growth and development.
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Our Executive Mortgage Banker:
$294,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $235,200 | $235,200 | $235,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,429 | $1,485 | $1,953 |
| Total Monthly Payment | $1,504 | $1,560 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.