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Charming waterfront living in this beautifully maintained 3-bedroom, 1. 5-bath home set on Blackamore Pond, complete with a private dock where you can fish right from your own backyard. The inviting living room features hardwood floors, a front-facing bay window filled with natural light, and custom built-in wood bookshelves surrounding a beautiful white brick fireplace. The updated kitchen offers light wood cabinetry, white quartz countertops, a classic white subway tile backsplash, and a 60/40 sink overlooking the backyard and pond. An electric oven, above-range microwave, and refrigerator complete the space. The updated full bathroom features tile flooring, tiled walls, a new vanity, and a tiled shower/tub combination. The home includes three bedrooms, including a primary with two closets, and features new neutral paint throughout. A mudroom/flex space with gorgeous beadboard detail walls and sliding glass doors provides access to the back deck and one-car garage. The walkout lower-level basement is partially finished with wood paneling, a built-in bar, half bath, laundry area, and storage. Outside, you'll find a garden and a wood walking path that leads to your private dock on the pond. Conveniently located 5 minutes from Garden City Mall, restaurants, fitness and grocery stores. NOTE: All recommended improvements from the RI energy audit have been completed.
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Our Executive Mortgage Banker:
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,556 | $3,342 |
| Total Monthly Payment | $2,893 | $2,991 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.