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Welcome to one of the most sought-after homes in Harmony Reserve, a private gated community in Lakewood Ranch with only 71 exclusive residences. Beautifully maintained, this move-in-ready 4-bedroom, 3-bath home with loft offers 2, 370 square feet of stylish living space, a 2-car garage, and exceptional indoor-outdoor living. Inside, you’ll find wood-look plank tile flooring throughout the main living areas, and the interior was recently painted, adding to the home’s fresh, move-in-ready appeal. A long list of upgrades includes quartz countertops, an oversized kitchen island, extended pantry cabinetry, 8-foot doors, and elegant wood stairs. Smart-home features include a whole-house water filtration system, EV charging station, smart thermostats, and a smart security system. The open-concept floor plan is ideal for everyday living and entertaining, with four bedrooms plus a loft offering flexibility for guests, a home office, media room, or play space. Step outside to your fully fenced private backyard oasis featuring a custom heated pool and spa with premium upgrades, including a StoneScapes Touch of Glass finish, removable in-spa table, color-changing LED lights, and three MagicStream LED laminar water features—all controllable from your phone. For added peace of mind, the pool heater was replaced in October 2025. Additional outdoor highlights include a retractable awning, poolside swivel TV, and a custom outdoor bar and grill with utilities and refrigerator. HOA fees are just $360/month and include lawn maintenance, clubhouse with fitness center, resort-style pool, playground, and scenic walking trails. Ideally located just a short walk, scooter ride, or golf cart ride to Fresh Market, Starbucks, restaurants, bars, salons, and gyms, all within award-winning Lakewood Ranch and zoned for top-rated schools. Homes like this rarely come available in Harmony Reserve—schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,213 | $3,301 | $4,402 |
| Total Monthly Payment | $3,689 | $3,777 | $4,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.