12044 Oleander AVE, Naples, FL, 34120 | $1,659,000

This gorgeous Sunrise floor plan is located on a beautiful southern exposure lake lot, giving you lots of sun all year on the pool and spa along with spectacular sunset views. Fully landscaped with 8' Clusia hedges providing lots of privacy. Interior upgrades include Eurocraft acrylic overlay cabinets (kitchen, primary bath, powder room and den); soft close doors and pull-out shelves in kitchen under the stovetop; 33"x33" white polished porcelain tiles in kitchen, main living area, den and hallways; custom lighting and extra recessed lighting; hanging cabinets in living room, den and bedroom 3; central vacuum system; upgraded GE Profile appliance package, including 5-burner stove and cabinet-flush refrigerator; upgraded Moen kitchen faucet and single kitchen bowl; hooded vent over range; upgraded door pulls on cabinets; glass tile backsplash; upgraded carpet and padding in bedrooms; glass front double doors. Exterior upgrades include premium lake lot; heated pool and 8-seat spa with 9' spillway with super pump to push water over the edge of the waterfall; custom outdoor kitchen with two refrigerators, gas grill, large sink, pull-out trash receptacle and lots of counter space; retractable REMOTE CONTROLLED no-see-um screens to keep the bugs out; lanai fans; TV outlet; upgraded pavers; upgraded landscaping back and front. . . and more. Minutes from restaurants and shopping. This is your opportunity to enjoy the Naples lifestyle in the highly sought after fun and active Valencia Trails community.

Features

  • Amenities: Beauty Salon, Billiards, Bocce Court, Cabana, Clubhouse, Pool, Community Room, Community Spa/Hot tub, Dog Park, Fitness Center, Full Service Spa, Hobby Room, Internet Access, Pickleball, Restaurant, See Remarks, Sidewalks, Gated, Tennis
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 3-car 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Basement: Ceiling Fan(s), Central Electric
  • Approx Sq. Feet: 3,760
  • Acreage: 0.21
  • Est. Taxes: $8,670
  • HOA Fee: $1,521 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Water Front: Yes
  • Pool: Community Lap Pool, In Ground, Concrete, Custom Upgrades, Equipment Stays, Gas Heat, See Remarks
  • Pets Allowed: Yes
  • Pet Policy: No Approval Needed
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Wall Oven, Washer
  • MLS#: 225081522
  • Days on Market: 102 days
  • Website: https://www.raveis.com
    /eprop/225081522/12044oleanderave_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of Jason Mitchell Real Estate Florida LLC   Phone: 754-307-0607

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12044 Oleander AVE, Naples, FL, 34120

$1,659,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,327,200 $1,327,200 $1,327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.110% 6.078%
Monthly Tax Payment $723 $723 $723
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,640 $7,957 $11,110
Total Monthly Payment $8,487 $8,804 $11,957

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.