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Welcome to this renovated 2 bedroom home in Sound Beach on Long Island’s North Shore, offering stylish updates and a convenient location close to beaches, parks, and local amenities. Perfectly sized for easy living, this move-in ready Sound Beach cottage delivers modern design and low-maintenance comfort. Inside, the updated kitchen features modern cabinetry, sleek countertops, and contemporary appliances, opening to a bright living area filled with natural light. The thoughtful layout maximizes every square foot, creating a functional and comfortable living space ideal for everyday living. Both bedrooms offer comfortable accommodations, while the renovated bathroom showcases updated fixtures and clean, modern finishes. Recent improvements provide a fresh, turnkey feel throughout the home. Located in Sound Beach on Long Island’s desirable North Shore, this home is just minutes from Cedar Beach, Port Jefferson Village, local parks, dining, and shopping, with convenient access to Stony Brook University and major commuting routes. Whether you’re searching for a starter home on Long Island, a downsizing opportunity, weekend retreat, or investment property in Sound Beach, this renovated North Shore home offers style, efficiency, and an excellent location near all.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $608 | $608 | $608 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,038 | $2,121 | $2,823 |
| Total Monthly Payment | $2,721 | $2,804 | $3,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.