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2025 Taxes without exemptions are: T: $3, 586. 28 + S: $6, 886. 57 + V: $2, 956. 58 = $13, 429. 43. First-time homebuyers and savvy investors, it needs TLC. This spacious 3-bedroom, 1. 5-bath townhome offers incredible potential and the opportunity to build instant equity with your personal touch. Major updates have already been completed, including a newer roof, refrigerator, stove, dishwasher, and toilets—giving you a solid start toward making this home your own. The home features a generous layout with three bedrooms upstairs, all with beautifully polished floors. The oversized primary bedroom offers plenty of space and comfort, along with a porch that overlooks peaceful park and playground views. The main level welcomes you with a large living room featuring upgraded flooring that flows seamlessly into a private backyard—perfect for relaxing, entertaining, or enjoying quiet outdoor moments. Located in the historic Hudson River town of Haverstraw, known for its rich culture, affordability, and convenience. With easy access to major roadways, commuting to New York City or traveling upstate (approximately 30–40 miles) is simple and convenient. Don’t miss this fantastic opportunity to customize your dream home while building equity in a growing Hudson River community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.508% | 5.794% |
| Monthly Tax Payment | $1,119 | $1,119 | $1,119 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,922 | $2,517 |
| Total Monthly Payment | $3,041 | $3,116 | $3,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.