Set on just over half an acre in the Town of Poughkeepsie, this 3-bedroom, 1-bath ranch offers a comfortable layout with a blend of character and functionality in the Hyde Park School District. Inside, hardwood floors run through much of the main level, complemented by beamed ceilings that add warmth and architectural interest. The living areas flow easily from room to room, creating flexible space for everyday living, working from home, or hosting guests. The kitchen connects directly to the dining area and features generous cabinet storage and countertop space, making it ideal for buyers searching for a home with an updated kitchen feel and room to personalize. Three well-proportioned bedrooms provide versatility for sleeping, office, or hobby use, while the full unfinished basement offers excellent potential for storage, a workshop, or future finishing. Outside, the property opens to a level backyard with room to enjoy outdoor gatherings, play, or gardening. A porch extends the living space outdoors, and the detached shed adds convenient storage for tools or seasonal items. With a classic ranch layout, a spacious lot, and opportunities to make it your own, this property is a strong option for buyers looking for a house with hardwood floors, a full basement, and outdoor space in Dutchess County.
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $656 | $656 | $656 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,655 | $1,722 | $2,274 |
| Total Monthly Payment | $2,386 | $2,453 | $3,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.