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Rambling stone walls, mature landscape and a brick walk frame this handsome Royal Barry Wills Cape. A NEW ROOF contract is signed to be installed in March! An expansive first floor includes a large eat in kitchen with fireplace, pantry and bar area. The adjacent sunroom and screen porch offer bright and cheerful living space. The formal dining room and living room with second fireplace offer great space to unwind. A first-floor office doubles as a fourth/guest bedroom with an adjacent powder/first floor laundry. (This was a full bath. The laundry was relocated from the basement. ) Extensive millwork and built ins are found throughout. A second-floor primary bedroom has a full bath and two additional bedrooms share the second full bath. Charming window seats are built into a fully dormered roofline. Beautifully refinished wide board pegged oak flooring is found in all rooms except the kitchen and sunroom. There is a full basement with oil warm air heat and efficient 2019 central air/heat pump. An open, level yard offers plenty of space for planting, playground or rover and even a small greenhouse and garden shed. Tesla/electric vehicle charger conveys. Located on one of the most historic, picturesque streets in town, this home is about 1. 5 miles from the village. Enjoy the idyllic landmarks, Florence Griswold Museum, Lyme Art Academy, LAA, restaurants and shops as well as beach, boating and life in the stunning Lower CT River Valley. Great updates includes new roof to be installed 2026, 2024 exterior painting, new kitchen appliances and Speed Queen Washer 2022, Well holding tank, kitchen window 2025, all floors refinished and all interior paint. Stunning setting!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wide Board Floor | 10.0 x 14.0 | Upper |
| Bedroom 2 | Wide Board Floor | 10.0 x 11.0 | Upper |
| Dining Room | Wide Board Floor | 11.0 x 11.0 | Main |
| Eat-In Kitchen | Dining Area,Fireplace,Pantry,Tile Floor | 10.0 x 22.0 | Main |
| Living Room | Book Shelves,Fireplace,French Doors,Wide Board Floor | 13.0 x 24.0 | Main |
| Office | Built-Ins,Wide Board Floor | 9.0 x 12.0 | Main |
| Primary Bedroom | Full Bath,Walk-In Closet,Wide Board Floor | 13.0 x 14.0 | Upper |
| Sun Room | French Doors,Skylight,Tile Floor | 6.0 x 13.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $596,000 | $596,000 | $596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $711 | $711 | $711 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,526 | $3,718 | $4,867 |
| Total Monthly Payment | $4,329 | $4,521 | $5,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.