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Wonderful 5-bedroom home with nice layout and attractive features. On one side of the foyer, there is a formal living room. French doors have been installed offering the flexibility for this space to also be used as a home office. There is a large dining room on the other side of the foyer that would be the ideal area for dining and entertaining family and friends. Decorative painting and coffered ceiling are nice details for this space. It leads directly to a prep area on the way to the eat-in kitchen. The large kitchen island would be perfect for casual meal times. This kitchen has lots of attractive cabinetry, granite countertops, stainless appliances, and backsplash. The eat-in portion of the kitchen opens up to both the screened porch and the side patio. There is ample space for a large table for meal time. A downstairs bedroom and bath provide a peaceful retreat for family members or visiting guests. The upstairs has a large loft with an open stairway that could be a secondary family room, a playroom, or many other opportunities for use. The master bedroom has direct access to the cozy upstairs balcony which would be a perfect place to relax and enjoy the views! There are three additional bedrooms upstairs. . . all a nice size for furniture placement. The outdoor area would be an ideal spot to grill and dine and enjoy the pond views of this great home! This home's location in Cane Bay is very conveniently located to the area's restaurants, businesses, and medical facilities. The YMCA is in the neighborhood and offers many amenities that members can enjoy. This would be a great place to call home!!
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Our Executive Mortgage Banker:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $424,000 | $424,000 | $424,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,542 | $2,645 | $3,464 |
| Total Monthly Payment | $2,634 | $2,737 | $3,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.