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This a 55+ (gated) community. Lovely waterfront 2 bedroom (or den), 2. 5 bath home with attached garage & laundry comes fully furnished with fixtures and hangings. The interior home contains a separate living room overlooking the water with a sliding glass door, a formal dining room, & ample kitchen. The size of the kitchen is all you could want. Plenty of space in this home to entertain or party, but it is cozy enough to rest and relax. This is a split floor plan that separates the master bedroom and bath from the 2nd bedroom/bath creating plenty of privacy for guests. Entering through the carport, the 2nd bedroom/bath is split from the Master with an added generous living room overlooking the beautiful pond with lots of light in the living area. Enjoy the nightly birds and gorgeous sunsets from inside the living room or from outside on the rear porch with an extra large lot and plenty of greenery.
The built on golf cart garage includes washer/dryer and plenty of room for projects and storage. It also has it's own 1/2 bath. There is a new long concrete seawall with a 10 year warranty.
This friendly community comes with a pool, jaccuzi, game area and multiple community activities. It is turnkey home with dishes, linens, furniture and shopping within a few miles. Hospitals and doctors are close by.
If this is an investment home, HOA requires a one year minimum lease, then the owner pays for garbage and water and the renter would pay gas and electric and application fee.
You will enjoy this small, but central location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$214,599
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $171,679 | $171,679 | $171,679 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $170 | $170 | $170 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,028 | $1,057 | $1,391 |
| Total Monthly Payment | $1,273 | $1,302 | $1,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.