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3804 BAYSHORE CIRCLE, Tavares, FL, 32778 | $539,000
Waterfront Living on Lake Idamere – Sunsets Included! SELLER OFFERING OWNER FINANCING/CONTRACT FOR DEED - 10% down - 4. 99% interest rate!
Welcome to 3804 Bayshore Circle, a beautifully situated waterfront home on the peaceful shores of Lake Idamere in Tavares. Tucked away in an amazingly quiet setting yet close to everything, this highly sought-after location offers the best of both worlds. Enjoy a low HOA of just $35 per month, which includes access to a community boat ramp and dock—perfect for embracing lake life.
Set on an oversized lot, this home delivers breathtaking sunset views every evening, with no two ever the same. Built in 2004, the home features 1, 908 heated square feet, a desirable split floor plan, 3 bedrooms, 2 bathrooms, and a rare 3-car garage—an exceptional find for the area.
Major updates provide peace of mind, including a new roof (January 2024), new HVAC system (November 2025), fresh interior paint throughout (February 2026), and beautiful new luxury vinyl flooring (February 2026), creating a move-in-ready feel while maintaining the home's comfortable charm.
Inside, the thoughtfully designed layout immediately welcomes you with soaring ceilings and an abundance of natural light. Upon entry, the den sits to your right—ideal for a home office or flex space—while the formal dining room is positioned to the left, perfect for gatherings and special occasions. Straight ahead, the living room draws your eye to stunning lake views that anchor the heart of the home.
Just off the living room, the kitchen and dinette area offer generous counter space, ample cabinetry, a pantry, and—yes—another beautiful view of the water. Enjoy casual meals at the breakfast table or additional seating at the bar, making this space both functional and inviting.
The primary suite is privately located off the living room and features tranquil water views through charming bay windows, creating the perfect nook for a sitting area where you can read, relax, and soak in the scenery.
Lake County living truly shines here, with nearby waterfront downtowns, festivals, arts and crafts shows, and beloved mom-and-pop restaurants that each offer something unique and delicious. You’re also conveniently close to major highways, hospitals, and shopping.
The current owners’ plans have changed and they will no longer be relocating to Florida, creating an opportunity for a new owner to enjoy this beautiful waterfront property.
Don’t let this one pass you by. . . you have been given a second chance! All new furnishings onsite are included with the sale.
All information recorded in the MLS is intended to be accurate; however, it should be independently verified by the buyer and their agent. Check out the Virtual Tour!
Features
- Amenities: Basketball Court
- Rooms: 13
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 273 x 85
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Florida
- Year Built: 2004
- Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Oversized
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,908
- Acreage: 0.53
- Lot Size: 273 x 85
- Est. Taxes: $6,188
- HOA Fee: $35 Monthly
- Lot Desc: Cleared, City Lot, Landscaped, Near Marina, Oversized Lot, Sidewalk
- View: Water
- Elem. School: Tavares Elem
- Middle School: Tavares Middle
- High School: Tavares High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: G5109614
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/G5109614/3804bayshorecircle_tavares_fl?source=qrflyer
Listing courtesy of HARRISON REAL PROPERTY GROUP Phone: 407-741-3547
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3804 BAYSHORE CIRCLE, Tavares, FL, 32778
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $516 | $516 | $516 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,551 | $2,690 | $3,523 |
| Total Monthly Payment | $3,159 | $3,298 | $4,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388