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Fully furnished 3-bedroom, 2-bath Designer home in the Village of Fernandina with convenient access to Brownwood Paddock Square, Lake Sumter Landing, the Fenney area, shopping, dining, medical facilities, recreation, and golf. Features include luxury vinyl flooring throughout, high ceilings, bright Florida room, screened lanai, patio, plantation shutters, privacy landscaping, inside laundry room, and large 2-car garage. Split-bedroom layout with pocket door separating guest area from main living space. Primary suite offers queen bed, two walk-in closets, dual sinks, and tiled walk-in shower. Second bedroom has a queen bed. Third bedroom includes two twin beds plus desk and chair for office use. Kitchen features stainless steel appliances, bar seating, dining for four, and is stocked with cookware, dishes, utensils, and essentials. Enclosed lanai has table seating for four, and outdoor patio includes BBQ grill and dining table. Utilities and internet included. Cable not included. Electric capped at $150 during June, July, and August. Non-smoking. Pets subject to owner approval and non refundable pet fee. Golf cart available for an additional $450/month. June through September may be offered at $3, 000/month for stays of 3 months or more. Individual rent if month to month: May $4000, June $3500, July $3100, August $3000, September $4000, October, $4500, November $5000. All rentals subject to owner approval.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,200 | $3,200 | $3,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $19 | $20 | $26 |
| Total Monthly Payment | $94 | $95 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.