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This beautiful home is ideally situated in a fantastic beachside location and was thoughtfully constructed in 2012. Boasting 2 bedrooms, 2 full baths, and a spacious 2-car garage, this residence features a well-designed split bedroom plan for added privacy and comfort. The kitchen is a culinary delight, showcasing a breakfast bar and a separate dining area, both adorned with elegant granite countertops. The roof and HVAC system are relatively new, at just four years old. Additionally, a brand new pump has been installed to enhance functionality. Efficiency is key in this home, with sprayed foam attic insulation and foam-filled concrete blocks contributing to energy savings. Double-pane, wind-rated windows and a storm door provide extra protection and peace of mind. A screened back porch offers a delightful space to relax and soak in the refreshing coastal breeze.
Conveniently located, walk to both the beach and the river, this home invites you to embrace the laid-back beachside lifestyle. Simply grab your flip flops, sunglasses, and bathing suits, and you'll be all set to move right in and start enjoying all that this wonderful property provides.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $450 | $450 | $450 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,273 | $2,989 |
| Total Monthly Payment | $2,742 | $2,798 | $3,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.