4895 SAILFISH DRIVE, Ponce Inlet, FL, 32127 | $1,159,900

Welcome home to this boater's paradise, ideally situated between the river and the ocean. This sprawling residence features oversized rooms and was constructed by a respected local general contractor using above-average quality materials and craftmanship. The home has never flooded or experienced water intrusion and sits high and dry on a nearly a half acre of a beautifully cleared lot. Inside you will find a spacious eat-in breakfast room along with a separate formal dining area, perfect for both casual mornings and entertaining as well. Storage will never be an issue with more than six custom closets throughout the home. Each bedroom features french-doors leading to its own private concrete deck, ideal for sunbathing or enjoying the coastal breeze. A wood-burning fireplace creates a cozy atmosphere during the winter adding charm and ambiance all year long. Major updates include a brand new 40-year low barrel tile roof with transferrable warranty offering peace of mind knowing the big ticket improvements are already complete. At the rear of the property sits an impressive 1, 100 sq. ft two-story boat garage, constructed exactly the same as the residence, concrete block and topped with a tile roof. This versatile space is perfect for storing your boat, additional vehicles or even a few of your collectable cars. Parking is abundant with a straight drive way accommodating nearly six cars as well as a horseshoe which can hold another 3. This home also features a 2 car attached garage at the main house. The lush eye catching landscape is another beautiful addition to the home. Located just a short walk 0. 5 to the beach or less than that for boat ramps and local restaurants everything is just a few minutes away. A short 0. 3 walk will take you to the Ponce Inlet lighthouse park and recreation area as well. Whether you are storing your toys, entertaining guests or simply enjoying the breeze from your private deck, this home offers the kind of Florida living that we dream about. Opportunities like this are rare- space, quality construction, and a true boat-friendly lifestyle all in one property!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 86 x 212
  • Laundry: In Garage
  • Year Built: 1991
  • Garage: 4-car
  • Heating: Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 2,822
  • Acreage: 0.42
  • Lot Size: 86 x 212
  • Est. Taxes: $4,176
  • Lot Desc: Cleared
  • Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: NS1087615
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /eprop/NS1087615/4895sailfishdrive_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 1:11:55 AM)
Listing courtesy of COLDWELL BANKER COAST REALTY   Phone: 386-275-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4895 SAILFISH DRIVE, Ponce Inlet, FL, 32127

$1,159,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $927,920 $927,920 $927,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.349% 6.183%
Monthly Tax Payment $348 $348 $348
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,563 $5,713 $7,830
Total Monthly Payment $6,036 $6,186 $8,303

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.