Beautiful center hall colonial built in 2023 sits on a large level lot at the end of a cul-de-sac in the town of Somers. This breathtaking home offers over 3, 000 sq ft of living space, with natural light pouring into every room, hardwood floors throughout and a wonderful floor plan with an open concept. You'll fall in love with the curb appeal of this home, having unique black windows thoughtfully designed with custom blinds and plantation shutters. The gorgeous kitchen has plenty of sought after features including quartz countertops, stainless steel appliances and a large center island. This 3 Bedroom 2. 5 bathroom colonial lives like a 4 Bedroom home with an oversized bonus room (417 sq ft) that has its own heating/cooling zone and private stairway. The primary suite is truly one of a kind having its own large sitting/dressing room in addition to its walk-in closet and spa-like on suite bathroom, boasting a double vanity, shower and freestanding tub. On the second floor you will find the laundry room conveniently located near all of the bedrooms. The picturesque property has a fenced in backyard and a large patio, perfect for outdoor entertaining. Furthermore, this home offers a generous sized 3 car garage, as well as a full unfinished walk out basement with 9ft ceilings and a pre-plumed full bathroom. Located in close proximity to i 684, Metro North Railroad and shopping. STAR rebate is $1, 447. 22
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.361% | 6.203% |
| Monthly Tax Payment | $1,980 | $1,980 | $1,980 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,872 | $6,280 | $8,607 |
| Total Monthly Payment | $7,977 | $8,385 | $10,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.