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An outdoor deck greets you when you enter this 1 family home! A colorful awning shades your sunniest days in "City by the Sea" located in the West End of Long Beach Nassau County NY! Large Living Room-combo office. Dining room, galley kitchen, 2 bedrooms. LG Appliances throughout French Door Fridge, W/D both floors included with sale. Oak floors throughout 1st fl. new bathroom vanity. Extra storage: Pull-down door attic (full stand up). The renovated finished basement boasts a pale pallet, slate color vinyl plank floors wood-like throughout. 2 Bonus Rooms can be a 3rd bedroom, recreation room, media room aka 'man cave'/women's shed or just extra living space use your imagination! Ocean Breezes wafts through outdoor Green Markets, Arts in the Plaza with musicians and artists in the East End! A cornucopia of restaurants, festivals, Arts & Craft Fairs on the boardwalk and more. Everything is better at the beach! Looking for a great community, great schools? This is an easy Commute under 1 hr to NYC 1/2 mile by bus to LIRR down the street is the bus stop. See the Virtual Video Tour and make your appointment today!
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $933 | $933 | $933 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,936 |
| Total Monthly Payment | $4,614 | $4,763 | $5,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.