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ASSUMABLE 3. 875% INTEREST RATE. Assumable rate is available to anyone. First-Floor Owner's Suite, Loft, Fenced Yard, Great Amenities, and DD2 Schools. A new roof will be installed prior to closing, or a credit given. Welcome to your Southern dream home in the highly sought-after White Gables community of Summerville, SC. This adorable Victorian-style home offers one-story living and timeless charm. Boasting a light and bright floorplan with 10-foot ceilings, stunning wood floors, and elegant trim work and transom windows, this home is one you must tour to appreciate. Enjoy ultimate convenience with a main-level suite featuring vaulted ceilings, a walk-in closet, and a spa-like bath with a soaking tub and separate shower. A downstairs laundry is conveniently located next to the owner's suite. The heart of the home rests in the kitchen with its large granite island, gas range, and a sun-drenched breakfast nook. It's perfect for multi-tasking between dinner & homework, cookie decorating, or entertaining. The formal dining room is a true showpiece featuring French doors with Southern-style transom windows. The dining room adjoins both the kitchen and the living room, the perfect layout for entertaining guests. The second floor offers two spacious bedrooms, a large full guest bath with both hallway and bedroom access, and a spacious loft perfect for a home office or playroom. The loft also has access to an amazing walk-in attic. This great for storage or, could be finished off to make more square footage for the home. For additional space, the detached garage offers overhead storage, and the rear of the home has an additional exterior rear home storage closet. This backyard is unique as it offers both a patio area and a large grass area. Fully fenced, it features a paver patio with café lighting. An ideal spot for grilling and outdoor gatherings. A landscaped walkway behind the house takes you to the open side of the fenced yard with plenty of space to run, play, or grow large veggie gardens. This home recently had the water heater replaced, the gas fireplace serviced, a new roof can be installed prior to closing or a credit given for it. It will basically be a new home for the next owners. Located in the top-rated Dorchester District 2 (DD2) school zone, you are just two minutes from Publix, Starbucks, and local dining. Community amenities are second-to-none: a resort-style pool, splash pad, clubhouse, tennis & basketball courts, walking trails, and scenic fishing ponds. Experience the perfect blend of Victorian charm and modern Summerville living. Schedule your showing today!
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Our Executive Mortgage Banker:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,096 | $2,757 |
| Total Monthly Payment | $2,119 | $2,171 | $2,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.