12507 SE 90TH TERRACE, Summerfield, FL, 34491 | $354,500

This bright and spacious Captiva model is now available in Torrey Pines. The home features a painted driveway, walkway, and an inviting 11 x 7 front porch—ideal for relaxing outdoors and socializing with neighbors in this wonderful community. The entry door showcases a designer glass insert with an added sidelight. Inside, plantation shutters are fitted throughout the house. The kitchen is large, equipped with newer appliances (double oven convection), and includes a 10 x 6 dining nook. Both the Great Room and Dining Room feature tile flooring with decorative inlays; the Dining Area also boasts a 2-foot bump out with built-in seating and storage. The enclosed lanai offers ceramic tile, recessed lighting, and a ceiling fan. Adjacent to the Great Room is a Den/Study/Office. The Primary Bedroom is exceptionally roomy with a 2-foot extension, and its ensuite bathroom includes a shower stall, tall dual-sink vanity, and an extra-large walk-in closet. The Guest Bedroom is at the front of the home, conveniently next to the Guest Bathroom. The garage is extended to 25 feet in depth and includes a golf cart section that holds two carts. Additional highlights: a one-year Broward Factory Home Warranty is provided with an acceptable offer, the roof was replaced in 2022, and the HVAC system was updated in 2013. Seller is offering a 1-Yr Broward Factory Service Home Warranty. Call today to visit this exceptional home today!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 92 x 113
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 3-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,870
  • Acreage: 0.24
  • Lot Size: 92 x 113
  • Est. Taxes: $5,295
  • HOA Fee: $214 Monthly
  • Lot Desc: Landscaped
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: OM719796
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/OM719796/12507se90thterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 5:06:53 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12507 SE 90TH TERRACE, Summerfield, FL, 34491

$354,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,600 $283,600 $283,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $441 $441 $441
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,678 $1,746 $2,298
Total Monthly Payment $2,194 $2,262 $2,814

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.