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Coastal Elegance Meets Modern Luxury in Old Lyme. . . . . . Experience the perfect blend of shoreline charm and modern luxury in this stunning 2003 Colonial, ideally situated near the renowned beaches of Old Lyme. From the custom portico entry to the soaring two-story foyer with its elegant turned staircase, this home makes a striking first impression. High ceilings and gleaming hardwood floors flow throughout the main level, creating an atmosphere of airy sophistication. The heart of the home is the expansive open kitchen, featuring a central island, updated appliances, and incredible space for hosting large gatherings. Beyond the kitchen, an oversized family room with a cozy fireplace provides the perfect spot for relaxation, while a bright sunroom offers seamless access to a beautiful stone patio and a lush, professionally landscaped yard with a full irrigation system. For those who work from home or enjoy formal hosting, the first floor also includes a private office, a quiet sitting room, and a fabulous dining room accented by a classic bay window. Thoughtful Living & Suite Retreats: The second floor is designed for comfort and privacy. The primary suite serves as a serene sanctuary, bathed in soothing pale blue and featuring tray ceiling and two walk-in closets; the larger one doubling as a dressing room. The spa-like primary bath includes a jetted tub, a glass-enclosed shower, and dual sinks. Three additional generous bedrooms offer flexible accommodations: one includes its own private full bath, while the others share a clever Jack-and-Jill suite designed with two separate rooms to make busy mornings effortless. Entertainment & Utility: The mostly finished basement adds significant living space, complete with a bar area, game room, media room, and exercise room. Practicality is also key, with a two-car garage offering substantial storage and entering through a dedicated mudroom and laundry area with a utility sink. This is a home where every detail has been carefully considered. Note ~ Flood insurance not currently required
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Full Bath,Wall/Wall Carpet | 9.0 x 13.0 | Upper |
| Bedroom 2 | Ceiling Fan,Jack & Jill Bath,Wall/Wall Carpet | 19.0 x 13.0 | Upper |
| Bedroom 3 | Ceiling Fan,Jack & Jill Bath,Wall/Wall Carpet | 11.0 x 13.0 | Upper |
| Dining Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | 17.0 x 13.0 | Main |
| Eat-In Kitchen | 9 ft+ Ceilings,Corian Counters,Double-Sink,Island,Pantry,Hardwood Floor | 15.0 x 22.0 | Main |
| Family Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 15.0 x 23.0 | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor | 15.0 x 13.0 | Main |
| Other | Bedroom Suite,Built-Ins,Dressing Room,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
| Primary BR Suite | Ceiling Fan,Full Bath,Hydro-Tub,Stall Shower,Walk-In Closet,Wall/Wall Carpet | 15.0 x 21.0 | Upper |
| Sun Room | Breakfast Bar,French Doors,Patio/Terrace,Hardwood Floor | 12.0 x 19.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $788,000 | $788,000 | $788,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.164% |
| Monthly Tax Payment | $937 | $937 | $937 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,474 | $4,788 | $6,650 |
| Total Monthly Payment | $5,503 | $5,817 | $7,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.