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55 David Humphrey Road, Derby (Hilltop), CT, 06418 | $394,900
Welcome to 55 David Humphrey Rd! A perfectly appointed 3 bedroom, 1. 5 bath ranch in the desirable Hilltop neighborhood of Derby. This well maintained home gives warm and cozy vibes, with the main level featuring hard wood floors and a big bay window in the living room. A recently updated kitchen with SS appliances and quartz counters makes meal prep a breeze. The dining area is off the kitchen and looks out onto a lovely level yard perfect for backyard BBQ's or a pool! Store your grill and access the yard from the deck off the kitchen. Three good size bedrooms, all with hardwood floors and a full bath with tile floors finish off the main level. In the lower level you'll find a big room perfect for a rec room or home gym. There is another finished room with built in twin beds which would make the perfect teen suite or guest room. Finishing off the lower level is a half bath, a laundry room and the mechanical room. This home offers central AC, easy to maintain vinyl siding and a large shed for storing tools and lawn mower. The location is wonderful, perfect for commuters or locals, central to shopping, parks and all highways. Come have a look!
Features
- Town: Derby
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1957
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Fully Finished,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 984
- Below Grade Approx. Sq. Feet: 984
- Acreage: 0.35
- Est. Taxes: $5,676
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: Derby
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24159381
- Website: https://www.raveis.com
/prop/24159381/55davidhumphreyroad_derby_ct?source=qrflyer
Listing courtesy of Connecticut Real Estate Group LLC Phone: (203) 525-9034
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.1 x 12.6 | Main |
| Bedroom 2 | Hardwood Floor | 9.2 x 11.1 | Main |
| Eat-In Kitchen | Quartz Counters,Composite Floor,Hardwood Floor | 11.9 x 17.1 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 5.1 x 11.5 | Main |
| Half Bath | Tile Floor | 3.6 x 6.0 | Lower |
| Living Room | Bay/Bow Window,Hardwood Floor | 14.5 x 16.0 | Main |
| Other | Wall/Wall Carpet | 10.9 x 19.1 | Lower |
| Primary Bedroom | Hardwood Floor | 11.5 x 13.4 | Main |
| Rec/Play Room | Tile Floor | 10.9 x 15.3 | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
55 David Humphrey Road, Derby (Hilltop), CT, 06418
$394,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,920 | $315,920 | $315,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,894 | $1,971 | $2,602 |
| Total Monthly Payment | $2,442 | $2,519 | $3,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524