|
Presented by
Lisa Klein |
91 Velie Road offers a rare combination of meticulous maintenance and modern infrastructure in one of Lagrangeville’s most strategic locations. Situated just moments from the Taconic State Parkway and 19 minutes from the Poughkeepsie train station, this 3-bedroom home provides a quiet retreat with a focus on long-term efficiency. The interior features a thoughtfully renovated kitchen with updated cabinetry and modern appliances, flowing into a bright three-season sunroom anchored by high-end Andersen windows. The lower level adds significant utility to the home, offering a large family room with a fireplace and a Half bath. Beyond the aesthetics, the home is defined by its high-performance upgrades, including a high-efficiency heat pump for central air and heat, a five-year-old oil furnace, and a freshly repaved driveway. A major highlight is the fully transferable solar loan, which allows the next owner to step into immediate energy savings without the typical upfront costs. The outdoor space is equally well-appointed, featuring a brand-new 2024 deck that overlooks a private half-acre yard and a dedicated hot tub area. Complete with a generator hookup and a clear sense of pride of ownership, this property is a turnkey opportunity for a buyer looking for a smart, sustainable home in a prime commuter corridor.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 646.391.4059
Lisa.Klein@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $748 | $748 | $748 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,299 | $2,424 | $3,188 |
| Total Monthly Payment | $3,122 | $3,247 | $4,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.