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142 Garth Road, #5S, Scarsdale, NY, 10583 | $197,000
Bright Updated 1-Bedroom with Western Exposure on Tree-Lined Garth Road. This updated one-bedroom co-op facing tree-lined Garth Rd featuring an updated kitchen and renovated bath. The oversized living room is filled with sunny western exposures and opens through an arched entry to the dining area. The corner bedroom overlooks Garth Road and offers hardwood floors and three closets. The updated kitchen includes stainless steel appliances, designer hutch cabinetry, and a window for natural light and ventilation. Additional highlights include an entry foyer flanked with closets, six closets total, and hardwood floors throughout. Short waitlist for indoor parking plus free permit parking on Garth Rd, Grayrock Rd, and the resident lot. Ideally located in one of the closest buildings to the Scarsdale train station, village shopping, and Garth Road’s popular Restaurant Row, recently recognized by the Michelin Guide. Just a 30-minute train ride to Grand Central Terminal. Residents are eligible for membership at Lake Isle Park, featuring golf, tennis courts, and multiple pools including an Olympic-size pool, and can enjoy the nearby Bronx River Trail for walking and biking. Maintenance listed prior to STAR credit of $107/month. Building Minimum requirements: Credit Score 725+, DTI below 35%, 6 Months Liquid Assets (not including retirement accounts unless applicant is retired) for total expenses, No late payments for as least 6 months on credit report, No Bankruptcy in the last 5 years, at least 2 years of steady employment
Features
- Parking: On Street, Underground, Waitlist
- Heating: Natural Gas, Steam
- Cooling: Wall/Window Unit(s)
- Levels: 7
- Amenities: Park, Elevator(s)
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area
- Complex: Kenilworth
- Year Built: 1950
- Approx Sq. Feet: 800
- Lot Desc: Near Public Transit, Near School, Near Shops
- Elem. School: Greenvale
- Middle School: Eastchester Middle School
- High School: Eastchester Senior High School
- School District: Eastchester
- Pet Policy: No Dogs
- Appliances: Dishwasher, Gas Range, Refrigerator
- MLS#: 971572
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/971572/142garthroad_scarsdale_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
142 Garth Road, #5S, Scarsdale, NY, 10583
$197,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $157,600 | $157,600 | $157,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $958 | $995 | $1,309 |
| Total Monthly Payment | $1,033 | $1,070 | $1,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535