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This beautifully remodeled luxury waterfront residence offers refined coastal living along the scenic Intracoastal Waterway in the exclusive gated community of Summer Island. Perfectly positioned with approximately 70 feet of direct Intracoastal frontage, the home captures breathtaking west-facing sunsets and unobstructed views of the Guana Tolomato Matanzas National Estuarine Research Reserve. The thoughtfully designed two-story layout features three bedrooms and three baths, including two private primary suites. The main-level suite offers convenience and accessibility, while the upper-level retreat boasts a private balcony overlooking the water an ideal setting for enjoying tranquil evenings and spectacular sunset views. Inside, the residence has been fully renovated with modern finishes, showcasing an updated kitchen, remodeled bathrooms, and new flooring complemented by elegant architectural details such as crown molding. Hurricane-rated windows and doors, along with updated systems including HVAC, roof, and water heater enhance both comfort and peace of mind. Designed for seamless indoor-outdoor living, the exterior offers a private dock with boat lift, durable marine-grade construction, a composite waterfront deck, and a fully equipped outdoor kitchen perfect for entertaining while overlooking the Intracoastal. Professionally landscaped grounds, a paver driveway and walkways, and a freshly painted exterior complete the home's polished coastal presentation. Adding to its rare appeal, the Atlantic beach is just across the street, allowing residents to enjoy both riverfront boating and easy ocean access within the same gated community. Summer Island residents enjoy resort style amenities including a clubhouse, pool, tennis, playground, shuffleboard, sidewalks, and a private boat launch all just minutes from Crescent Beach and historic St. Augustine.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,996 | $6,157 | $8,439 |
| Total Monthly Payment | $6,121 | $6,282 | $8,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.