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Welcome to easy Lowcountry living on James Island! This charming ranch-style home is tucked away on a quiet cul-de-sac and sits on a spacious ⅓-acre lot shaded by beautiful, mature trees--offering privacy, comfort, and a fantastic location with no HOA. Inside, the home features new carpet in the living room and bedrooms and durable LVP flooring in the kitchen and bathrooms. The eat-in kitchen provides a cozy space for everyday meals and gatherings, while the functional layout includes a dedicated laundry room and comfortable living spaces designed for easy single-level living. The HVAC system was replaced in 2021, adding peace of mind for the next homeowner. Nestled in a prime location, this home places you just minutes from everything that makes the Charleston area so desirable. Spend your days relaxing on the sand at Folly Beach--only 10 minutes away, explore the scenic trails and outdoor recreation at James Island County Park, or enjoy the convenience of Publix just 3 minutes from your doorstep. When you're ready for city life, historic downtown Charleston is only 14 minutes away, offering incredible dining, shopping, and entertainment. Located within the highly sought-after Stiles Point School District, this home is an ideal choice for families looking to enjoy both community and convenience. With its large lot, quiet cul-de-sac setting, and unbeatable proximity to beaches, parks, and downtown Charleston, this James Island home offers the perfect blend of comfort and location. Schedule your showing today and come experience the best of coastal living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,797 | $1,872 | $2,450 |
| Total Monthly Payment | $1,872 | $1,947 | $2,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.