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Presented by
The Ferguson Team |
Located in the desirable Port Royal area of Hilton Head Island, this 3-bedroom, 3. 5-bath ranch-style home offers a spacious single-level floor plan. The home features wood floors throughout the main living areas, a double-sided fireplace, generous living spaces, and tons of storage. The nicely updated kitchen opens to the family room and features granite countertops and stainless steel appliances, creating a comfortable space for everyday living and entertaining. The second bedroom includes an ensuite bathroom, providing added privacy for guests or family. A flexible bonus room offers many possibilities and could serve as a home office, exercise room, or private sitting room off the primary suite. Outdoor living is a highlight with a huge deck perfect for entertaining and a covered screened porch overlooking the yard with newer landscaping and irrigation. Recent exterior improvements include a new paver driveway and walkways and hurricane-rated garage doors. Several major systems have already been updated, including a new roof (2022), two new water heaters (2022), new ductwork (2022), and one A/C unit that is nearly new. Located in one of Hilton Head Island's most sought-after communities, Port Royal, residents enjoy a quick 10-minute walk to the beach and access to Port Royal's Beach Club featuring a Junior Olympic-size pool, along with community tennis, pickleball, and gardens. Close to the island's beautiful beaches, shopping, and fabulous restaurants. Offered furnished if desired.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,479,000
Sales Associate
William Raveis Real Estate
Phone: 843.301.4460
TheFergusonTeam@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,183,200 | $1,183,200 | $1,183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,094 | $7,285 | $9,985 |
| Total Monthly Payment | $7,219 | $7,410 | $10,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.