|
FANTASTIC OPPORTUNITY FOR THE SAVVY BUYER! This spacious, well-maintained 3 bedroom Colonial LOCATED IN A LEGAL 2 FAMILY ZONE is filled with character and also offers the added bonus of a beautifully renovated INCOME PRODUCING LEGAL STUDIO APARTMENT WHICH RENTS FOR $1, 650. 00/mo. Set on a lovely corner lot, the home is within walking distance to the village, where you’ll find great restaurants, shops, and the NYC train. It's also located in the award winning Suffern School District. The main home features a wonderful floor plan, including a large living room and a sun-filled dining room with charming built-ins, arched doorways and a bay window. The eat-in kitchen has been updated with newer cabinetry, countertops, flooring, and recessed lighting. Oak hardwood floors lie beneath the carpeting, and thick baseboard moldings add character throughout. A heated sunroom surrounded by windows overlooks the private backyard, which is filled with pretty flowers, gardens, and a patio—perfect for relaxing, barbecuing, or entertaining. Upstairs, you’ll find three generously sized bedrooms with ample closet space and a full bath. The basement offers a workshop area, laundry, and abundant storage, with great potential to be finished for additional living space. Above the oversized two-car garage is a beautifully renovated, light-filled studio apartment with its own private entrance, currently renting for $1, 650 per month, and the gas and electric meters are separate. Windows on three sides fill the space with natural light, highlighting the open layout, attractive kitchen with white cabinets, gas range and refrigerator, and durable wood-look vinyl flooring and a living/bedroom combination. There's a beautiful ceramic tile shower stall bathroom complete with a pretty vanity and a linen closet. A private deck overlooking a wooded area provides a peaceful retreat—ideal for morning coffee, outdoor dining, or simply relaxing. Taxes would be onlu $15, 395. 50 with basic star rebate of $1, 077. 00. Don't wait!!! A truly unique property offering charm, space, and income potential—don’t miss this opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$698,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $558,400 | $558,400 | $558,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,373 | $1,373 | $1,373 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,438 | $3,526 | $4,637 |
| Total Monthly Payment | $4,903 | $4,991 | $6,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.