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Fractional Ownership. Fractional Ownership: An undivided 0. 4379% interest in Unit 100A which represents 200 VACATION POINTS of Disney's Saratoga Springs Resort, a leasehold condominium (the "Condominium) according to the Declaration of Condominium thereof as recorded in Official Records Book 7419, Page 4659 Public Records of Orange County, Florida, and all amendment's thereto (the "Declaration"); AND SUBJECT TO that certain Ground Lease By and between Disney Vacation Development, Inc. , a Florida Corporation ('DVD') and Walt Disney Hospitality & Recreation Corporation, a Florida Corporation, effective February 15, 2003, and any amendments thereto, a short form of which is recorded in the Public Records of Orange County, Florida; and any amendments thereto (the 'Ground Lease'); and Florida, and all amendments thereto, and subject to easements and restrictions of record.
THIS OWNERSHIP IS A LEASEHOLD CONDOMINIUM THAT EXPIRE JANUARY 31, 2054.
This property is subject to the RIGHT OF FIRST REFUSAL.
Unit type can vary from studio, 1 bedroom, 2 bedroom or 3 bedroom depending on how points are used.
No fixed unit, no fixed week.
This property can close after July 27, 2026 due to a reservation on file.
First floor units at Disney's Saratoga Springs will have a patio; 2nd-4th floor units will have a balcony.
THIS PROPERTY CANNOT ACCOMODATE SHOWINGS.
Some units will have waterfront views.
This ownership has 200 points for 2027 and beyond.
The use year of this ownership is December.
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Our Executive Mortgage Banker:
Our Insurance Division:
$18,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $14,720 | $14,720 | $14,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $25 | $25 | $25 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $87 | $92 | $121 |
| Total Monthly Payment | $187 | $192 | $221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.