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If you're waiting for ''the one'', wait no longer! This Whitney Lake gem on Johns Island is the perfect home, and one of the best deals in the neighborhood in recent memory! This gorgeous 3 bed, 2. 5 bath home sits in the highly desirable Valley Oak ''Loop'', which consists of just 24 homes in a private section of the neighborhood surrounding a central park! If privacy and serenity are your goals, you've found the right place! The home itself lives large with a flex room on your left as you enter the front door, which serves as a perfect home office, formal living or dining space, or an ideal playroom. Follow the main hallway through arched openings into the large living, kitchen, and dining space and you'll love being greeted by white Shaker style cabinetry, solid surface Corian countertopgas cooking, and a tile backsplash. The spacious kitchen is perfect for entertaining, with generous space between the island and surround cabinetry, allowing for plenty of room to gather. The large living room also has ample space for the whole family, and the dining area can easily fit seating for six! Through the back door, you'll find a large screened porch, perfect for all seasons in Charleston. The back yard boasts plenty of space for entertainment and is also home to a large two-car detached garage! Upstairs, there are two spacious bedrooms and a loft area perfect for an office space, in addition to the oversized primary suite. The primary suite features a large walk-in closet and an en-suite bathroom with double vanity, a linen closet, and a separate water closet! Through the front bedroom, you'll also find an upstairs porch that spans the length of the house and overlooks the large central park; a perfect place to sip coffee or a glass of wine! Whitney Lake is home to a 25 acre community lake with a dock, kayak/canoe storage racks, multiple fire pits, gorgeous landscapes, and miles of sidewalks and walking trails! This neighborhood is truly a nature lover's dream and it's easy to see why so many people fall in love with the neighborhood! Centrally located roughly 15 minutes from Downtown Charleston, 20 minutes to area beaches, and 25 minutes to the CHS International Airport, Whitney Lake is the epitome of Charleston charm and convenience.
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,870 | $3,789 |
| Total Monthly Payment | $2,850 | $2,962 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.