20204 GULF BOULEVARD, #9, Indian Shores, FL, 33785 | $1,325,000

Rare Gulf Front & Intracoastal Retreat – Perfect for Beach Lovers and Boaters Alike! Schedule your showing and prepare to take in breathtaking Gulf and Intracoastal water views from this 3-bedroom, 3-bath Gulf-front condominium offering the perfect blend of privacy, investment potential, and relaxed coastal living. Located in an intimate private building with only 10 units, this exceptional property features low condominium fees and the rare flexibility of weekly rentals, making it equally attractive as a personal retreat or income-producing investment.

Ideally positioned in The Narrows of Indian Shores, the property enjoys captivating water views both east and west, allowing you to experience beautiful sunrises over the Intracoastal Waterway and spectacular sunsets over the Gulf of Mexico. This prime location also provides convenient access to the many destinations that make Pinellas County one of Florida’s most desirable coastal areas, including Downtown St. Petersburg, St. Pete Beach, Clearwater Beach, Dunedin, Safety Harbor, and Tampa.

In 2023, new hurricane-impact sliding glass doors were installed, enhancing both storm protection and energy efficiency while maximizing the stunning waterfront views.

The thoughtfully designed interior layout includes two spacious primary suites, each featuring its own private en-suite bathroom, offering comfort and privacy for owners and guests alike. The third bedroom provides flexible space that can easily function as a guest room, office, or study. From the main living areas and bedrooms, enjoy panoramic views of the beach and the Gulf of Mexico, creating a true beachfront living experience.

Residents enjoy direct beach access along with the added benefit of a first-come, first-served boat dock on the Intracoastal Waterway, providing the unique opportunity to enjoy both boating and beachfront living from the same property.

The efficiently designed chef’s kitchen features granite countertops, warm wood cabinetry, and generous bar seating, creating a welcoming space for both everyday living and entertaining.

The homeowners association allows weekly rentals, making this property a compelling opportunity for investors seeking strong rental flexibility in a limited-supply beachfront market. The unit is being offered fully furnished and turnkey, and includes two assigned parking spaces along with a convenient ground-floor storage unit.

Additional amenities include covered parking, a dedicated storage area for bicycles and beach equipment, and an established rental management program currently operated by another real estate company. A detailed rental history, future reservations, and
Pro Forma Available. (Vacant most of last year for maintenance purposes (non hurricane related))
Importantly, this unit experienced no flooding during the recent hurricanes, and the building and surrounding grounds sustained only minimal impact, further reinforcing the durability and desirability of this well-maintained beachfront property.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Maintenance
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Complex: PIPERS III A CONDO
  • Year Built: 1981
  • Approx Sq. Feet: 1,670
  • Acreage: 0.48
  • Est. Taxes: $13,672
  • Condo Fee: $687 Monthly
  • Lot Desc: FloodZone, Landscaped, Near Public Transit
  • View: Water
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8486532
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/TB8486532/20204gulfboulevard_indianshores_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/29/2026 6:17:07 PM)
Listing courtesy of GULFSIDE REALTY SALES   Phone: 727-826-0001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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20204 GULF BOULEVARD, #9, Indian Shores, FL, 33785

$1,325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,060,000 $1,060,000 $1,060,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $1,139 $1,139 $1,139
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,355 $6,441 $8,945
Total Monthly Payment $7,619 $7,705 $10,209

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.