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**HIGHEST AND BEST DUE BY MONDAY MARCH 23 AT 3 PM** Is there a 4-bedroom Colonial in Middletown with an inground pool and a full acre of land? 270 Higby Rd delivers. With over 2, 800+ square feet of living space, this classic 4-bedroom, 3-bath Colonial is set on a private one-acre lot, creating a peaceful setting that's hard to find while still being close to everything Middletown has to offer. Inside, the home features a traditional center hall Colonial layout with generously sized living spaces and multiple fireplaces that add warmth and character throughout. The flexible floor plan offers room for everyday living, entertaining, and working from home. Step outside and the property truly comes to life. The fully fenced backyard is designed for summer living, complete with an in-ground pool, hot tub, and expansive yard that offers both privacy and space to gather. The screened in porch becomes the heart of the home during warmer months-perfect for hosting friends, enjoying quiet mornings with coffee, or relaxing in the evening after a swim. Mature landscaping enhances the sense of retreat while maintaining open space to enjoy the outdoors. Recent improvements include a new driveway, new pavers, newer roof, generator wiring, and an on-demand hot water heater. A pool restoration scheduled for May 2026 adds even more confidence for years to come. This is the kind of property that simply feels right-where you wake up in the morning and think "I can't believe I get to live here Inside the home, space and flexibility continue in the finished lower level. The finished basement includes an inviting additional living area perfect for movie nights, game days on the Slate Pool table, or a comfortable retreat. The pool table will remain with the home, making the space immediately ready for entertaining and recreation. Also located in the lower level is a studio-style kitchenette area with sink, offering added convenience for gatherings, extended stays, or flexible use of the space. The layout allows the basement to function as a second entertaining area, recreation room, or creative studio depending on your needs. Beyond the finished portion, the unfinished basement area provides excellent storage space along with a dedicated workbench, ideal for hobbies, projects, and organized storage. This combination of finished and utility space gives the home both comfort and practicality. The large kitchen with walk-in pantry and unique pocket door is every cooks desire. Upstairs, the home offers four bedrooms and multiple living areas, providing room to spread out while still maintaining a welcoming, connected feel throughout the house. The traditional Colonial layout offers distinct living and gathering spaces while maintaining easy flow between rooms. The property's one acre lot creates the feeling of a private retreat while still being conveniently located in Middletown. The long driveway approach, views of Mt. Higby and nightly sunsets, and surrounding trees give the home a peaceful setting that enhances both privacy and curb appeal. The outdoor living spaces truly complete the experience. The pool, hot tub, screened-in porch, outdoor shower, pool cabana (yard/tool shed), patio, and open yard create a backyard that feels like a destination. Whether hosting summer gatherings, relaxing by the water, or enjoying quiet evenings outdoors, the setting is designed for everyday enjoyment. This is the kind of place where the surroundings, the space, and the atmosphere come together in a way that simply feels right. Located close to walking trails and parks, and just minutes from Downtown Middletown, I-91 and Rt-9. Every room has been freshened up to all you to move right in!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Main | |
| Bedroom 3 | Main | |
| Dining Room | Hardwood Floor | Main |
| Family Room | Fireplace,Hardwood Floor | Main |
| Full Bath | Upper | |
| Half Bath | Main | |
| Kitchen | Corian Counters,Eating Space,Island,Pantry | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bath | Upper | |
| Primary Bedroom | Full Bath,Hardwood Floor | Upper |
| Rec/Play Room | Dry Bar,Fireplace | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $825 | $825 | $825 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,825 | $2,940 | $3,881 |
| Total Monthly Payment | $3,742 | $3,857 | $4,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.