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New construction home located in the Union Heights area of North Charleston, a rapidly growing area with ongoing development and investment. Conveniently situated just minutes from Downtown Charleston, Park Circle, and I-26, this two-story home offers 3 bedrooms, 2. 5 bathrooms, and an open floor plan designed for modern living. The main level features 10-foot ceilings, luxury vinyl plank flooring, and a bright kitchen with quartz countertops, a large island with seating, stainless steel appliances, shaker-style cabinetry, and modern lighting. The open layout connects the kitchen, dining, and living areas and provides access to the private fenced backyard. Upstairs, the primary suite includes a walk-in closet and a bathroom with a tiled shower, rain shower head, double vanity, and LED mirror. The primary bedroom also has access to a covered balcony. Two additional bedrooms share access to a deck, and an upstairs loft provides flexible space for a home office or sitting area. Additional features include tile flooring in the bathrooms, hallway wainscoting, covered front and rear porches, and an attached one-car garage. Convenient location close to shopping, dining, and major roadways.
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Our Executive Mortgage Banker:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,372 | $2,638 | $3,421 |
| Total Monthly Payment | $2,464 | $2,730 | $3,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.