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Located in a beautiful setting across the street from the Braden River, this inviting 4 bedroom 2. 5 home bath home welcomes you with picturesque views of a gorgeous oak tree accented by a staghorn fern. The tranquil atmosphere, cool river breezes and scent of salt air hint at the lifestyle you'll be enjoying. A historic brick paver entry dating from the late 1800's to early 1900's creates timeless character as you enter through the beautiful glass leaded double doors into a home filled with warmth and personality. The kitchen, which views the patio and backyard, features stainless steel appliances, shelf pull outs and a barstool counter. This comfortable home offers two living areas with the front family room currently set up as an inspiring artist's studio overlooking the river across the street and it's amazing sunrises in addition to a second living area that is open to the kitchen. The primary bedroom is exceptionally well sized with abundant space to accommodate your furniture needs. Three additional bedrooms and 2. 5 baths, one of which is ensuite, provide plenty of options for family and guests. The wood beamed outdoor covered patio area showcases a swinging picnic table and a very cool Thunderbird custom art piece built in just for this area. Hobbyists will love the large outdoor screened in workshop wired for electricity that is ready for your creations located adjacent to a 2nd patio bonus area. Step outdoors to a private retreat and a fully fenced backyard situated on . 44 acre with more than enough room to add a swimming pool. This special property even features a rare artesian well along with being elevated on 4 courses of block for peace of mind that provides lower insurance costs for you. Additional features include skylights, brand new front gutters, 2024 roof, hurricane rated entry doors, an $21, 000 Enphase Solar System installed in 2021 (not visible from the front elevation) representing HUGE SAVINGS on your utility bills averaging $30 mo. and a 2018 A/C and water heater. Non-deed restricted with no HOA or CDD fees. The boating enthusiast will love the quick 2 minute access to reach the SR 64 boat ramp. This is a very special one of a kind home with river views and refreshing breezes in a setting that blends in perfectly with nature.
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Our Executive Mortgage Banker:
Our Insurance Division:
$484,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $387,920 | $387,920 | $387,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $156 | $156 | $156 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,388 | $2,449 | $3,221 |
| Total Monthly Payment | $2,619 | $2,680 | $3,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.