31 ISLAND WAY, #1205, Clearwater Beach, FL, 33767 | $194,900

Make this Condo your dream getaway with Direct Waterfront Views of Clearwater Beach and the sparkling Gulf of America. This residence is the epitome of resort-style living, located in the coveted 31 Island Way Co-op community. Enjoy hassle-free ALL- INCLUSIVE living with all utilities included—electric, water, sewer, cable, basic Wi-Fi, property management services, lobby attendants, and even insurance coverage. The co-op offers unmatched convenience, leaving you to focus on relaxation and enjoyment as you Lounge by the stunning pool, where you can bask in the sun and unwind. State-of-the-Art Fitness Center: Fully upgraded to meet all your fitness needs. Social Lounge & EntertainmentArea: Perfect for gatherings and relaxation. Private Storage Closets on each floor and free laundry facilities for your convenience. RecentUpgrades: New state-of-the-art security entrance, Improved AC systems, Updated elevators, Brand-new fitness center and lobby flooring, and ageothermal heated pool. Lifestyle Perks include : Boat Slips: Available on a first-come, first-served basis for a small monthly fee. Indoor bike storage and recreational games like ping pong and pool. Enjoy the fishing pier, boat dock, outdoor grills, recreation center, and even a library. With a well-managed association and full reserves, the co-op offers peace of mind, handling all property maintenance so you only need to takecare of your personal appliances, interior items, and taxes. Prime Location: Embrace the unbeatable location with just a short bike ride or stroll to shops, restaurants, the grocery store, the Clearwater Aquarium, and, of course, the world-renowned Clearwater Beach. This home is ready for you to do your updates and enjoy Island Life.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 14
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Pool, Storage
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Corridor Access, Laundry Room, Same Floor As Condo Unit
  • Complex: HORIZON HOUSE CO-OP
  • Year Built: 1962
  • Common Charge: $1,208 Monthly
  • Approx Sq. Feet: 1,005
  • Acreage: 2.81
  • Est. Taxes: $584
  • Lot Desc: City Lot, Near Public Transit, Sidewalk
  • View: Water
  • Water Front: Yes
  • Pool: Gunite, Heated, In Ground, Lighting
  • Pet Policy: No
  • Appliances: Built-In Oven, Cooktop, Refrigerator
  • MLS#: TB8459366
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/TB8459366/31islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 1:04:04 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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31 ISLAND WAY, #1205, Clearwater Beach, FL, 33767

$194,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $155,920 $155,920 $155,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $49 $49 $49
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $898 $998 $1,295
Total Monthly Payment $1,022 $1,122 $1,419

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.