288 SALEM STREET, Safety Harbor, FL, 34695 | $299,900

Welcome to this charming villa located in the highly desirable Bay Towne Villas community in the heart of Safety Harbor. This well-maintained residence offers comfortable Florida living with an open and inviting floor plan, abundant natural light, and soaring cathedral ceilings. Additional interior features include the removal of popcorn ceilings and a new washer and dryer, enhancing both style and convenience. Spacious living and dining areas create an ideal setting for everyday living or entertaining.

The functional kitchen offers ample cabinetry and workspace, making meal preparation easy and efficient. Recent updates include a roof (2019), while the home’s A/C system was installed in 2022.

One of the standout features of this property is the open and private backyard—an uncommon find in many villa communities—providing the perfect space to relax, garden, or entertain outdoors. Best of all, this property offers fee-simple ownership, meaning you own the land and the home is not a condominium, providing greater flexibility and independence.

Bay Towne Villas offers a peaceful residential setting with community amenities that include a heated pool and clubhouse. Cable, Internet, lawn, exterior paint are included in the $175 monthly HOA fee!
The community is located less than one mile from downtown Safety Harbor, a charming waterfront town nestled along Old Tampa Bay. Residents enjoy close proximity to distinctive shops, award-winning restaurants, cultural venues, and the renowned Safety Harbor Resort and Spa.

The area is known for its vibrant community events, including the popular Third Friday Festival, seasonal art and music festivals, and a lively weekly Farmers Market.

Outdoor enthusiasts will appreciate being just a few blocks from Philippe Park, featuring scenic waterfront views, walking and biking trails, a boat ramp, fishing areas, and picnic spaces. Nearby Safety Harbor City Park spans 21 acres and offers playgrounds, volleyball courts, baseball fields, a skate park, and paddleboarding opportunities.

Ideally located between Clearwater, Tampa, and St. Petersburg, this home is approximately 16 miles from Tampa International Airport and just 12 miles from the world-famous shores of Clearwater Beach.

This villa presents a rare opportunity to enjoy low-maintenance living in one of Pinellas County’s most charming and vibrant communities.

Features

  • Amenities: Cable TV, Clubhouse
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Year Built: 1980
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 939
  • Acreage: 0.06
  • Est. Taxes: $3,789
  • HOA Fee: $175 Monthly
  • View: Pool
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8486590
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/TB8486590/288salemstreet_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 4:04:45 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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288 SALEM STREET, Safety Harbor, FL, 34695

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $316 $316 $316
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,437 $1,497 $1,976
Total Monthly Payment $1,828 $1,888 $2,367

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.