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Contract Contingent upon Sell of Buyer's home until April 30. Accepting Back-ups Cottage Sweet Cottage⦠Located in Charming Riverdale Community along the banks of the Beautiful St. Johns River. Peace, away from the growing, maddening crowds in the northern county. And it is AFFORDABLE! You will love the charm of this Cottage and its wrap-around, 632 sf Deck with Screen Porch, and Beautiful River Views. It feels much larger than just a Cottage. The Cottage is right at 900 sf, and the garage is 576 sf, both with heat and air conditioning so this property has 1540 SF of air-conditioned space all together. Plus, a Laundry Shed out back that houses the wash & dryer, hot water heater, well pump and water conditioning system. And this double lot, has plenty of room for boats, trailers, new homes or additions on to the Cottage. Come on out and explore the possibilities around this sweet little acre. While this 2 BR, 1 BA home could use some updating, it is in move-in condition. This Cottage is located less than a quarter mile to the beautiful Riverdale Park and Boat Ramp. This Sweet Cottage on a . 71 acre, high & dry, lot. (Originally 6 platted lots. ) features a Two-Car Garage and 2 RV hook-ups with parking pads. Only . 2 mile to Riverdale Park & Boat Launch. The climate controlled garage is almost completely insulated, it has electrical wiring installed and the walls are finished with plywood inside. All it needs is a little paint. Riverdale is a charming and friendly community where the neighbors look out for one another. Live here and feel as if you are on vacation everyday CALL Jan or arrange a viewing through Showing Time. Key in Combo Lockbox fits house, Laundry Shed, and Garage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,719 | $1,788 | $2,337 |
| Total Monthly Payment | $2,001 | $2,070 | $2,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.