15 Cottage Road, Baiting Hollow, NY, 11933 | $195,000

Woodcliff Park! Seasonal Only April 15th to October 15th. The Best of the Best: Turn-Key Coastal Sanctuary Stop searching—this is the one. Completely reimagined and "ready to go, " this 2-bedroom cottage is arguably the premier property in the entire community. From brand-new infrastructure to high-end custom outdoor living, every inch of this home screams quality. The Highlights: Prime Location: Private beach access just steps away. Total Peace of Mind: All-new electric, new plumbing, updated roof, and new windows. Outdoor Luxury: Custom-built outdoor shower + outdoor half-bath for the ultimate summer lifestyle. Modern Conveniences: Brand-new laundry machines included. Elite Curb Appeal: Custom rock landscaping and new retaining walls. Massive Covered Patio: Your new favorite "outdoor room" for massive entertaining. Seasonal Community Living: Enjoy the best of summer! The community is open and vibrant from April 15th through October 15th. This is a rare, turn-key opportunity in a sought-after community. Pack your bags and start your summer on day one! Land is leased and not included in sale. Cash sale only! Seasonal Community.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Cottage
  • Year Built: 1959
  • Heating: None
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 725
  • Acreage: 0.04
  • Est. Taxes: $1,448
  • Water Front: Yes
  • Elem. School: Riley Avenue School
  • Middle School: Riverhead Middle School
  • High School: Riverhead Senior High School
  • School District: Riverhead
  • Appliances: Dryer, Electric Oven, Electric Range, Electric Water Heater, Washer
  • MLS#: 971369
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/971369/15cottageroad_baitinghollow_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Colony Realty   Phone: 631-722-5800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

15 Cottage Road, Baiting Hollow, NY, 11933

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $121 $121 $121
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $934 $985 $1,285
Total Monthly Payment $1,130 $1,181 $1,481

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.