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Located in the desirable Village of St. James in The Villages, Florida, this beautifully maintained 3 BEDROOM 2 BATH W/ OVERSIZED 2 CAR GARAGE WISTERIA DESIGNER MODEL offers privacy, upgrades, an exceptional oversized homesite with ROOM FOR POOL and just steps from the neighborhood pool. Positioned on a PRIVATE OVERSIZED LOT WITH MATURE LANDSCAPING, this home provides a peaceful backyard setting rarely found in the community, with convenient walk-through access to the nearby pool and outdoor amenities. THE FURNITURE PACKAGE IS PART OF THE SALE BUT SOLD SEPARATELY. Inside, the home features an OPEN REMODELED KITCHEN W/ A BAY WINDOW, creating a bright and inviting space for cooking and entertaining. The kitchen showcases GRANITE COUNTERTOPS, AN UPGRADED SINK AND FAUCET, A NEW DISHWASHER, UNDER/OVER CABINET LIGHTING, AND PULL-OUT DRAWERS for added convenience and storage. The open layout flows into the main living area, where ENGINEERED HARDWOOD FLOORING, VAULTED CEILINGS, AND PLANTATION SHUTTERS enhance the warm and spacious feel. A FRONT ROOM W/ A BAY WINDOW AND CLOSET provides a flexible living space that can function as a den, office, or additional guest room. The guest bedroom includes a MURPHY BED, making it ideal for visitors while maintaining everyday functionality.
The PRIMARY SUITE FEATURES VAULTED CEILINGS, DUAL SINKS, A LINEN CLOSET, AND A BEAUTIFULLY TILED ROMAN SHOWER WITH BUILT-IN SEAT, along with generous closet space for storage and organization. NEW CARPET INSTALLED IN THE BEDROOMS IN 2021. One of the most enjoyable spaces in the home is the 20 X 11 ENCLOSED LANAI, designed for year-round use. This space features FULL SLIDING ACRYLIC WINDOWS, A PAINTED FLOOR, CEILING FAN, AND ITS OWN MINI-SPLIT HEATING AND COOLING SYSTEM, creating a comfortable extension of the home for relaxing or entertaining. Additional highlights: OMNI SMOKE ALARMS, AN INSIDE LAUNDRY ROOM WITH STORAGE CLOSET, NEW WASHER AND DRYER, AND MULTIPLE OUTDOOR HOSE HOOKUPS WITH EXTERIOR LIGHTING. EXTENDED 4-FOOT GARAGE offers excellent storage and functionality w/ BUILT-IN CABINETS, SHELVING, WORKBENCH SPACE, 2 CEILING FANS, PULL-DOWN ATTIC STAIRS, a FLOORED ATTIC STORAGE AREA, along with a DEEP FREEZER for additional convenience. Major mechanical updates include a NEW A/C SYSTEM (2026) and NEW INSTA-HOT WATER HEATER (2026), providing peace of mind for the next owner. The property also features a LOW BOND BALANCE OF APPROXIMATELY $13, 810, helping keep ownership costs manageable. Enjoy easy access to many of The Villages’ most popular amenities. Residents are just minutes from the ST. JAMES NEIGHBORHOOD RECREATION CENTER AND POOL, with additional nearby access to STERLING HEIGHTS RECREATION CENTER AND SEABREEZE REGIONAL RECREATION CENTER, offering pools, pickleball, tennis courts, fitness facilities, and countless clubs and social activities. Golfers will appreciate the proximity to JACARANDA, TURTLE MOUND, SOUTHERN STAR, AND YANKEE CLIPPER EXECUTIVE GOLF COURSES, as well as the nearby CANE GARDEN COUNTRY CLUB, known for its excellent golf, dining, and entertainment. Shopping, restaurants, medical facilities, and everyday conveniences along the 466A CORRIDOR are also nearby. This well-cared-for home combines THOUGHTFUL UPGRADES, PRIVACY, AND A HIGHLY DESIRABLE LOCATION within The Villages community, making it an exceptional opportunity for full-time living or a seasonal Florida retreat. ASK FOR A FEATURE SHEET TO SEE ADDITIONAL DETAILS & THE FURNITURE PACKAGE.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $331,200 | $331,200 | $331,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $166 | $166 | $166 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,986 | $2,066 | $2,728 |
| Total Monthly Payment | $2,227 | $2,307 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.